Category: Finance

  • Harry Browne’s Permanent Portfolio with fee-free ETFs

    UPDATE: Since most brokerages are now offering fee-free trades, this article is somewhat moot. The one change I suggest is moving from the S&P 500 index fund to the Russell 3000 total-market fund (IWV). In reviewing the timing suggested for Harry Browne’s Permanent Portfolio re-balancing, I came across an article that back-tested monthly re-balancing. Harry’s…

  • How to understand and negotiate car lease terms

    You’re looking to lease a car and you stop by your local dealership to test drive the one you want, but then it comes to the negotiation part and you’re a bit lost. Most likely the salesperson will present to you a paper with four boxes in it with numbers that don’t exactly make much…